From request to payment, with Vippy reading every invoice.
Raise requests, compare quotes, issue POs, receive goods - then drop the supplier's PDF and Vippy extracts it, three-way matches it against PO and GRN, applies TDS and queues it for a payment run. Exceptions come to you; everything else just flows.
Vippy runs purchasing while you run the business
From the first RFQ to the payment run, Vippy handles the paperwork and raises only the exceptions.
- Reads vendor invoices from email and matches them to the PO and receipt
- Chases quotations and reminds approvers in WhatsApp or Teams
- Flags duplicate bills, price drift and missing tax IDs before they are paid
- Prepares the payment run and tells you which early-pay discounts are worth taking
Vippy works the payables queue so your team works the exceptions
The Invoice Auditor checks every uploaded invoice in real time for maths errors, duplicates and missing fields. The Payment Optimizer builds the run around discounts, due dates and cash. The Vendor Risk Analyzer scores suppliers from delivery, pricing and compliance history.
Drop the PDF. Vippy reads it, matches it, flags what's off.
Every supplier invoice is extracted field by field, checked against the PO and goods receipt within your tolerances, and either approved for payment or parked in the exceptions queue with the exact reason. Short receipts raise the debit note for you.
- Upload or email-in; AI extraction of header, lines, tax and HSN
- Three-way match: PO · GRN · invoice with tolerance rules
- Exceptions queue with reasons and one-click resolution
- Returns, debit and credit notes against the receipt
- GSTIN validation and GST treatment on every line
- TDS 194Q / TCS 206C withholding applied automatically
Vippy works where your team already works
Your team isn't glued to a dashboard. Neither is Vippy. He lives on WhatsApp, in Microsoft Teams, in Slack - and inside every Apragya app.
Message Vippy on WhatsApp Business. He answers from your workspace with your plan + permissions.
Microsoft Teams
Mention @Vippy in a Teams channel. He answers there as the asker - standing-goal proposals land as cards with Accept / Dismiss.
Slack
Add Vippy to any Slack workspace. Approvals, standing goals, record lookups - all without leaving your DMs.
In the app
The copilot button at the corner of every page. Context-aware for whatever screen you're on. Keyboard-first.
RFQs, live reverse auctions and rate contracts - on one supplier portal
Send the RFQ, let vendors quote on the portal, run a reverse auction when the category deserves it, and lock the winner into a rate contract or blanket order that purchase orders release against. Material requests upstream, approvals on every step.
- Material requests with approval chains
- RFQs and quotation comparison
- Reverse auctions through the supplier portal
- Rate contracts and blanket orders with releases
- PO approvals by value and category
- Supplier statements and scorecards
Request → source → order → receive → match → pay
Six states, one record trail. Every PO knows its request, every invoice knows its receipt, every payment knows its approval.
Pay in batches, on the best dates, with the exposure in view
Build a payment run from what's due, let the optimiser weigh discounts against cash, approve it and export the bank file. Foreign bills can be hedged, vendor balances netted, and the reports your auditor asks for refresh on their own.
- Payment runs with approvals and bank export
- AP ageing, GR/IR and vendor statements
- FX hedging and netting for cross-border suppliers
- TDS/TCS withholding tracked for 26Q filing
- Supplier scorecard and fraud-scan reports
- Journal entries posted to Finance automatically
Connected to the tools your team already uses
Supplier systems, ERPs, your bank and the apps your buyers live in - connected through Apragya's governed connector library, with credentials scoped to your tenant and every call audited.
Every connector is governed: tenant-scoped credentials, an audit log on each call, and the Tenant Runner reaches on-prem systems with no inbound firewall rules. Need one that isn't here? The custom adapter wraps any REST API.
Your AP team asks Vippy. Suppliers ask the portal.
What's due this week, why an invoice is stuck, whether a vendor is safe to onboard - answered from the purchase trail. Suppliers see their own invoices and payment status on the portal instead of calling you.
Buying that follows your country's rules
Tax on every line, withholding at source where your country requires it, vendor tax-ID checks, multi-currency and the paper trail an auditor expects - in the core of purchasing, not a plug-in.
Withholding at source
TDS/TCS (India) and similar regimes applied at invoice time, tracked per vendor.
GST / VAT / sales tax
Tax engines per country; GST with e-invoicing where the tax authority supports it.
Returns + debit notes
Against the goods receipt, with the tax treatment handled.
Landed cost
Freight, duty and clearing added to item cost via vouchers.
Multi-currency
Transact in any currency; report in your functional currency with FX revaluation.
Your fiscal year
April-March, January-December or any custom year - periods, locks and reports follow it.
Simple pricing. Start free, scale when you're ready.
One subscription per workspace. Includes every Apragya app you turn on - Purchase & Payables, CRM, HRMS, Finance, and 12 more. Pricing from the live apragya.ai pricing page.
Free Forever
No credit card. No expiry. Keep it as long as you want.
- Up to 3 users
- Material requests, RFQs, purchase orders
- Goods receipts, returns and debit notes
- Invoice upload with AI extraction
- Payment runs with bank export
- 1,000 AI Credits / month
- Community support
Custom
For purchasing and AP teams running real volume. Priced on users, apps, and AI usage - no surprise bills.
- Unlimited users + all 15+ enterprise apps
- Supplier portal, reverse auctions, rate contracts
- Three-way match, exceptions queue, TDS/TCS
- Vendor risk, deduplication and scorecards
- FX hedging, netting and 18 AP reports
- From 2,000 to 5,000+ AI Credits / user / month
- Email, chat, and priority support options
Every paid plan is tailored to your team, apps, and AI usage. Need multi-entity AP, on-prem or SAP integration? Talk to sales →
Honest answers to honest questions
How accurate is the AI invoice extraction?
Vippy extracts header, line items, tax and HSN from the PDF or image and shows a confidence per field. Anything below your threshold, or any mismatch with the PO and goods receipt, lands in the exceptions queue for a human - it never pays on its own.
Does it handle TDS and TCS?
Yes - TDS under 194Q and TCS under 206C are applied on qualifying purchases at invoice time, tracked per vendor and summarised for the 26Q working in Finance.
Can my suppliers use it?
Yes - the supplier portal lets vendors respond to RFQs, take part in reverse auctions, submit invoices and track payment status, so fewer calls reach your AP team.
How do payments actually go out?
A payment run groups what's due, the optimiser weighs discounts and cash, you approve, and the bank file is exported. The journal entries post to Apragya Finance automatically.
Can I migrate from Zoho, Tally or ERPNext purchasing?
Yes - vendors, open POs, open bills and rate contracts import during onboarding, and the first payment run reconciles against the opening AP balance.
Is my purchasing data used to train AI models?
No. Vippy runs on Anthropic's Claude through Apragya's governed keys; your data is not used for training, and every AI call is metered against your AI Credits.
Let Vippy read next month's invoices
Free Forever for up to 3 users. Requests, POs, receipts, AI invoice capture and payment runs included.
Start free - no credit card →Explore the other apps
One subscription, every app. Vippy carries your context from one to the next - turn them on when you need them.
Not just purchasing software. The whole AI operating system.
Every Apragya subscription unlocks 15+ enterprise apps + Vibe Studio + Agent Studio + Business Suite. Purchase & Payables posts into Finance, receives into Inventory and shares vendors with Contracts and Manufacturing - same login, same Vippy.
Vibe Studio
Describe what you want in plain English. Vibe Studio builds the app - screens, data, API, agents - and publishes it to your workspace. No developer required.
Agent Studio
Drag-and-drop canvas to orchestrate AI agents, approvals, humans-in-the-loop. Connect to any system. Governance + audit log built in.